Purchase a Home

Buying a home can be an exciting and rewarding experience, and we are looking forward to assisting you with your new home purchase. Please answer some questions so we can better serve you with the best loan program to fit your needs.

Quick Purchase Questionnaire »

Purchase a Home

Buying a home can be an exciting and rewarding experience, and we are looking forward to assisting you with your new home purchase. Please answer some questions so we can better serve you with the best loan program to fit your needs.

Quick Purchase Questionnaire »

Required Documents

Here is a list of documents to provide along with your online loan application.

Quick Purchase Questionnaire »

Additional documents:

  • Past two (2) years’ W-2 statements
  • Pay stubs covering the last thirty (30) days
  • Most recent two (2) months’ bank statements
  • Most recent transaction summary of 401(k), IRA, or mutual fund accounts
  • Photocopies of any stock certificates or certificates of deposit (CDs)
  • A letter of explanation for any known credit problems
  • If you are currently renting, either 12 months’ canceled rent checks or the name and address of your current landlord

For a purchase:

  • A signed purchase contract
  • Realtor contact information
  • Condo Association contact information, if applicable

For a VA loan:

  • ​​DD214 form (Long Form)
  • Certificate of Eligibility

If you are divorced:

  • A copy of your Divorce Decree

If you are self-employed, employed in sales, paid by commission, or own rental real estate:

  • Two (2) years’ signed personal tax returns—including all schedules

If self-employed through a corporation:

  • Last two (2) years’ corporate returns as well as a year-to-date profit and loss statement and balance sheet

Easy Online Application

Our process is painless, quick, and secure.

Apply now
Refinance a home
Refinance a home

Melissa Due Lending Team

Melissa Due NMLS #847432
Company NMLS #2473474

2825 E. Cottonwood Parkway, Suite 500
Cottonwood Heights, UT 84121

801-897-7139
melissa@ontrackmortgagesolutions.com

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On Track Mortgage Solutions

On Track Mortgage Solutions is a full-service mortgage company that assists clients in getting the Utah home of their dreams. We are dedicated to providing the best service possible and will do whatever we can to help our clients succeed in finding the right mortgage.

Due Loans
Melissa Due Lending Team

Melissa Due NMLS #847432
Company NMLS #2473474

2825 E. Cottonwood Parkway, Suite 500
Cottonwood Heights, UT 84121

801-897-7139
melissa@ontrackmortgagesolutions.com

Helpful Links

Privacy Policy
NMLS Verify | Credit Report Smart Pay

Due Loans