Refinance a Home

Are you looking to lower your monthly mortgage payment, shorten the term of your loan, or tap into your home’s equity? To get started with the refinance loan process, please answer some questions so we can better serve you.

Quick Refinance Questionnaire »

Refinance a Home

Are you looking to lower your monthly mortgage payment, shorten the term of your loan, or tap into your home’s equity? To get started with the refinance loan process, please answer some questions so we can better serve you.

Quick Refinance Questionnaire »

Required Documents

Here is a list of documents to provide along with your online loan application.

Quick Refinance Questionnaire »

Additional documents:

  • A copy of your most recent mortgage statement
  • Past two (2) years’ W-2 statements
  • Pay stubs covering the last thirty (30) days
  • Most recent two (2) months’ bank statements
  • Most recent transaction summary of 401(k), IRA, or mutual fund accounts
  • Photocopies of any stock certificates or certificates of deposit (CDs)
  • A letter of explanation for any known credit problems
  • If you are currently renting, either 12 months’ canceled rent checks or the name and address of your current landlord

If you are divorced:

  • A copy of your Divorce Decree

If you are self-employed, employed in sales, paid by commission, or own rental real estate:

  • Two (2) years’ signed personal tax returns—including all schedules

If self-employed through a corporation:

  • Last two (2) years’ corporate returns as well as a year-to-date profit and loss statement and balance sheet
Melissa Due Lending Team

Melissa Due NMLS #847432
Company NMLS #2473474

2825 E. Cottonwood Parkway, Suite 500
Cottonwood Heights, UT 84121

801-897-7139
melissa@ontrackmortgagesolutions.com

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On Track Mortgage Solutions

On Track Mortgage Solutions is a full-service mortgage company that assists clients in getting the Utah home of their dreams. We are dedicated to providing the best service possible and will do whatever we can to help our clients succeed in finding the right mortgage.

Due Loans
Melissa Due Lending Team

Melissa Due NMLS #847432
Company NMLS #2473474

2825 E. Cottonwood Parkway, Suite 500
Cottonwood Heights, UT 84121

801-897-7139
melissa@ontrackmortgagesolutions.com

Helpful Links

Privacy Policy
NMLS Verify | Credit Report Smart Pay

Due Loans